Below are some examples of proper use of EFCS on a few cameras. If you shoot with a mirrorless camera, just make sure that EFCS is turned on and you should be set – you should not hear any noise when your shutter goes off, only one sound after the picture is taken. In a DSLR camera, EFCS can work either with Mirror Up mode (first release raises both the mirror and the shutter mechanisms and the second release starts the exposure) or in Live View mode. This means that the camera must be in a particular mode for EFCS to actually work. Basically, when EFCS is engaged, the camera does not trigger the shutter mechanism at the start of the exposure – the shutter is already open and the camera only engages the shutter at the very end of exposure. If you do have the Electronic Front Curtain Shutter (EFCS) mode available in your camera, then with a combination of camera features, you can completely eliminate any camera-induced vibrations. So if you go through your camera menu and your camera manual, and you cannot find such an option, you are basically out of luck and your only choice will be to either use a “Mirror Up” mode described above, or a combination of Exposure Delay + Self Timer, which is discussed further down in the article. Sadly, most entry-level and mid-level cameras on the market today do not have such mode available, which is disappointing. The best way to deal with vibrations from the shutter mechanism is to use a feature called “Electronic Front Curtain Shutter”, “Electronic First Curtain” or “Live View Silent Mode”. Shutter shock is a real problem and not just in DSLR cameras – it can actually be a pain to deal with even on mirrorless cameras! The problem with shutter shock, is that the shutter moves right before the exposure starts, so it can be more of a cause for blurry images than the mirror mechanism. While most DSLRs have ways to deal with Mirror Slap, few cameras actually provide a way to deal with the shutter shock. It turns out that another big source of camera shake can actually be the shutter mechanism, which some people refer to as “shutter shock”. This mode is not available on every camera, but if it is available on yours, you can use it in combination with a self-timer, which can work out really well (more on that below) in situations where you do not have a remote shutter release with you, or do not have the time to set it up. With the Exposure Delay Mode turned on, the camera will raise the mirror, wait for a specified amount of time, and only then take a picture, which can effectively reduce and potentially even eliminate mirror slap. Sadly, most Mirror Up implementations do not work with a self-timer, which makes this mode only practical to use with a remote shutter release.Īnother method is Exposure Delay Mode. While the Mirror Up mode can work great to eliminate mirror slap, it pretty much requires the use of a remote shutter release. In this mode, releasing the camera shutter will first raise the mirror, then the second release will start the exposure. One of such methods is to use the Mirror Up mode. Gladly, many modern DSLRs have ways to prevent mirror slap from causing camera shake. If you use a DSLR camera, the mirror slap can be a source of camera shake when shooting in low-light situations. If you have a camera with in-body image stabilization (IBIS), make sure to turn it off from the camera menu. You will usually have a switch on the side of the lens for that. So if you have an image stabilization switch on your lens, make sure to move it to “Off” position when shooting. When your setup and the platform you are standing on is stable, image stabilization can be quite harmful to your images. While some cameras have ways to detect tripod use, it is best to always disengage image stabilization when you shoot off a tripod. The only scenario where you can use hands is with either a remote control or a self-timer. If you are holding a tripod with your hands with the camera on it – you will introduce blur. If you are holding a camera off the tripod – you will introduce blur. If you are pressing the button with your hand and the shutter opens at this exact moment – you will introduce blur. In general, using your hands is a bad idea. A lot of cameras offer easy detach mechanisms and some straps have tripod mount pockets. It is better to take of the camera strap in this case. However being mounted on a tripod and shooting in undesired weather condition (strong winds) might cause the strap to dangle and hit the camera resulting in destabilization of its legs. Camera straps are a great help when you are traveling and shooting in a hand held position.
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Thankfully, this isn’t all that hard to do. The good news (or silver lining): there are a few simple things you can do to lower your expense ratio: Really though, with high quality passive investments being so readily available, you should be able to select funds with closer to a 0.20% average expense ratio. Mutual fund share classes can also have an impact on the fund’s expense ratio, as some classes may carry additional fees - like the notorious 12b-1 fee. Actively-managed funds often have significantly higher fees than passively-managed funds. Much of the total expense ratio depends on the types of funds chosen by the plan sponsor or their advisor. So… why are 401(k) expense ratios are so high? ForUsAll clients of all sizes on our recommended fund lineup generally only pay 0.11%.Īll of this is to say that, though 401(k) expense ratios can be wildly different for different plans, with the average being 1.34%, most are paying way too much. In fact, the 401(k) Book of Averages found that a company with 10 employees could pay anywhere from 0.25% annually on the low end to 1.92% on the high end. In truth, costs can vary widely from plan to plan. Now naturally, these are averages, and your plan’s actual expense ratio could be quite a bit higher or lower. Here are the most recent average 401(k) expense ratios from the 401(k) Book of Averages. One of the first steps in getting low expense ratios is evaluating how your plan stacks up against others of similar size. Average 401(k) Expense Ratios - How Does Your Plan Compare? Truly, the last thing a company-sponsored 401(k) plan should do is incentivize employees to save elsewhere, like in an IRA. A study by Yale University showed that high fees may effectively negate the tax advantage of their company’s 401(k) for some young investors! We often say: high fees defeat the purpose of having a 401(k). Think of what that $545,812 could mean in your golden years. But if the same fee impact is phrased as “you’ll have half a million less in your savings” - it should set off some seriously loud alarm bells.Īnd it should - this is your retirement, after all. Hearing “your 401(k) expense ratio is 1.34%” probably doesn’t trigger panic sweats in the average plan participant. This means the plan provider takes 1% of the investor’s assets off the top, which nets out to a 6% annual return for the investor. Here’s a quick example of how fund expenses impact investor return:Ī fund’s expense ratio is 1% a year, and the fund reports an annual asset increase of 7%. However, for the purpose of this blog post, we’ll use the term 401(k) expense ratio to talk about only investment costs. The total expense ratio can cover the administrative fees, operating expenses, recordkeeping fees, management fees, and marketing (12b1) fees, as well as all other investment fees and expenses.Įssentially, the 401(k) expense ratio is the entire asset-based fee you and your participants pay for the plan - which, again, can include both investment costs AND recordkeeping costs. Your 401(k) expense ratio is the percentage of retirement fund assets that plan participants pay for their investments. Ready to get started? Let’s jump right in! Then we’ll walk you through the latest data on average fund fees, and end with insider tips sourced from industry experts on how you can lower fund fees for your plan.īy the end of this post, you’ll be well on your way to lowering your plan’s average expense ratio and saving you and your employees a lot of money. In this post, we’ll quickly break down what 401(k) expense ratios are and why they matter. If you find yourself asking any of these questions, not to worry - you’ve come to the right place! And one of the biggest reasons for this is because, for many plans the 401(k) expense ratios are way too high.īut if you’re reading this post today, you might be wondering: what the heck is a 401(k) expense ratio? What are participants paying on average, how does my plan stack up, and what can be done to lower these fees? Okay, let’s say this plainly: when it comes to 401(k) fees, a lot of participants are paying way too much. abandonment and present potential security problems (StayFocused, Noisli. With a Windows 10 device, this App can also be used to display URL contents such as images, video, and audio files. Weve reviewed the top 7 Google Chrome productivity extensions to help you get. If one has an extremely fast Internet connection, the entire process can take less than a minute. They also have the option to bookmark their favorite sites, add new ones, manage bookmarks, manage URL history, and add bookmarks to the storage. BlockSite can enable your team to stay focused by blocking harmful or distracting websites. Click the little button that Just Read adds to the top-right corner of Chrome to remove a pages ads, formatting, comments. Users are able to scroll through the listed sites and make a decision whether or not to open them. When it comes to usage and details, the stay focused app follows all the typical Web focus guidelines. To access this feature, users need to access the add-on manager and set up the software by following the prompts. When you open Stay Focused, you'll see a list of all the apps you can block. With this app, you can select the apps you want to limit, blocking them for minutes or hours at a time. Stay focused sustaining the attention Google Keep notes making Todoist for Chrome comprehensive tasks management Pomodoro timer better time. that enhances your productivity and helps to stay focused on work. Once this is opened, all sites selected in the web focus list will be automatically redirected to the corresponding websites stored in the transfusion media gateway. Stay Focused is an app for improving your concentration by blocking any apps that cause you to spend too much time on your smartphone. and overall productivity with the help of Google Chrome extensions as you spend a. To start using the stay focus feature, a link known as the "transfusion media gateway" needs to be opened up by clicking on it. The Stayfocusd application is not difficult to install and use, even though it does require a bit of time and effort in configuring it. What’s more, you get to put a limit on in-page content like images, games, forms, videos, and more. For example, you can configure StayFocusd to allow/block certain pages, subdomains, paths, and, of course, entire websites. It gives you options to customize every aspect of the limitations. This way, the user is able to browse more websites while staying focused on their work. But this extension is so much more than a simple blocker. This extension has 552,321 weekly active users, a good user rating of. Instead, the extension simply redirects the user to the new website, which is chosen based on the Web Focus settings. StayFocusd - Block Distracting Websites is a popular Chrome extension by. The Stayfocusd extension prevents the browser from displaying the pop-up announcing a new tab or window. The extension can easily be obtained from the chrome extension's page and can even be selected and installed directly through the browser. Stayfocusd is an effective and reliable Google Chrome Extension that helps you stay focused on your online work by restricting the amount of time you are allowed to surf the search engine-related websites. This resets at the same time PokéStops and Research quests do (around midnight UK time). For one, you can only do one Special Trade per day, with anyone. There are two main differences with Standard and Special Trades. It should be reiterated that Mythical Pokémon - such as Mew - cannot be traded under any circumstances. Any other Pokémon not in your Pokédex that isn't Legendary or Shiny.Forms you don't have in your Pokédex (think Unown, Alolan and Castform).In trading, not all Pokémon are weighted equally. It is possible both trading players can receive Lucky Pokémon, which sees a decreased Stardust cost when powering up, as well as guaranteed high stats.Not all trades are equal, with some Pokémon classed as 'Special Trades', dictating the amount of Trades you can do and the Stardust cost - all of which is detailed below.Mythical creatures - such as Mew - cannot be traded at all.Though HP and CP of a Pokemon when traded changes, other aspects - such as size and moves - do not.This is due to the HP and CP changing feature, to stop players "re-rolling a Pokémon's stats through trade" over and over. Pokémon cannot be traded more than once.You'll be able to see this before the trade, and there will be safeguards in place to stop powerful Pokémon going to players with a much lower Trainer level. The better the Friendship Level, the less variation will be. The HP and CP of each Pokémon will vary once the Trade is completed - it could be higher or lower.According to Reddit, this is 1 Candy for below 30km, 2 Candy for 30-100km, 3 Candy for above 100km. Trades will give each player additional Candy, with more Candy rewarded if the two Pokémon were caught far away from another.The following also needs to be taken into consideration when it comes to trading: Then, you trade, with the process taking just a few seconds. Provided you are within 100m, you can then select a Pokémon to trade, check the Pokémon you'll receive and the Stardust cost before confirming. The option to Trade will be next to 'Send Gift', below the XP bar. Be within close physical proximity (around 100m)įrom there, go to your Friends feed, and select the Friend you want to Trade with.Be Pokémon Go Friends with the person you are trading with.How to Trade in Pokémon Go and Trading requirementsīefore you can start trading, you need to fulfill the following requirements: Even though, in the mainline games, a requirement of their evolution is being traded with another player. It's also important to note that Pokémon that evolve using a combination of items and candy in Pokémon Go don't receive the trade evolution discount. It costs 200 candy to evolve Boldore, Gurrdurr, Karrablast and Shelmet from Gen 5. It costs 100 candy to evolve Kadabra, Machoke, Graveler and Haunter from Gen 1. If you don't have any fellow trainers to trade with, however, you'll still be able to evolve these Pokémon with the candy. This will allow you to quickly add this new Pokémon to your Pokédex, while also gaining a powerful new team member. Once you've traded one of the above Pokémon, the candy cost for evolving them into their third and final evolution will be reduced to zero. Machoke, Haunter and Boldore can all have their candy cost for evolution reduced to zero if they're traded with another player. Now, however, trade evolution has been incorporated into Pokémon Go, offering a different evolution method for a specific group of Pokémon. When Pokémon Go was released, these Pokémon were all evolved through candy, due to the lack of trading. In the mainline Pokémon games, there's a set of Pokémon that can only be evolved if they're traded with another player. Watch on YouTube The Evolution of Pokemon Games Pokémon Go trade evolution list and how trade evolutions workīefore we get into the specifics of trading itself, let's start with 2020's big new feature - trade evolutions. 1 watermarking application for Mac, Windows, iPhone/iPad, and Android. No need to go through and tweak various settings – just click and apply!Įverything that you can do in Photoshop, you can do in Visual Watermark, but it will take you fewer clicks and less effort.IWatermark Pro 2 is the latest (as of late 2022) version of iWatermark Windows. So, for instance, you can add a gradient and a shadow to your watermark. Moreover, you can actually add two effects at the same time. In Visual Watermark, you can simply click on the glass effect, and it will be applied to your watermark. If you liked the glass effect, you won’t have to add the Bevel & Emboss style, then decrease the amount of fill. You simply go to the Effects section, then choose the effect. So, you can drag your watermark to a new position with the cursor, then fine-tune it with the arrow keys.Īll the effects that you can create in Photoshop can be found in Visual Watermark, too except applying them doesn’t involve performing several steps. You can use the arrow keys on your keyboard to move your watermark, as well. For instance, they will show you when your watermark will be positioned exactly in the center. There are purple guiding lines that will help you align your watermark properly. Just click on it to select, then drag it with your cursor. There are no alignment buttons in Visual Watermark, but you can position your watermark anywhere within the frame. You will achieve great results with only a few clicks. You can upload your logo and enable the tile – straight or diagonal. On top of that, your tiled watermark doesn’t have to be textual. You can pick between two different types of tile – straight or diagonal! It is also perfectly possible to make your tiled watermark bigger or smaller.Īnd, this is another difference from Photoshop, you can even increase or decrease the amount of space between your tiled watermarks. In Visual Watermark, all you have to do is open the drop down menu next to the word “Tile” in the toolbar, then choose whether you want your watermarks to be parallel to each other or positioned checker-wise. If you want to create a tiled watermark, there’s no need to create a pattern. Yes, you can create a textual watermark and upload your logo in Visual Watermark. You can toggle the slider to adjust the size and opacity of your watermark – be it text or logo. You can easily pick any shade and hue of any color. If you don’t see it, click on “Window” > “Actions”. This will make it easier for you to add your logo to other images with just a couple of clicks!ġ.Go to the “ Actions” panel. Once you decide on your logo, but before you import it into Photoshop, you will need to start recording a new action. Therefore, you need to make sure that your watermark is of a big enough size. However, if you import a small-sized watermark and try to make it bigger, then it will look blurry, pixelated and overall, not very appealing or professional. If your logo is initially big-sized, then you will be able to scale it down without losing its quality. Just keep in mind that JPEG doesn’t support transparency, so your watermark will have to have an opaque background.Īnother thing to remember is that resizing your logo can be tricky. But it is possible to use a logo in JPEG. Your logo file should be either in PNG or PSD format since they tend to be more flexible. Either way, you already have your logo file – all that is left is to apply it. In other words, a designer has already created a logo for you, or, perhaps, you’ve designed it yourself. This is the easiest and fastest way to watermark your images, but it also requires you to already have a watermark. How to Add a Logo as Your Watermark in Photoshop Let’s take a look at three kinds of watermarks that you can design and apply to your pictures using Photoshop 24.3.0. Then you need to decide what kind of watermark you want. It can be any image, but it would be better if it’s around the same size as the majority of your photos. First, open Photoshop and upload an image. Don’t worry – it’s not as intimidating as it may seem.īefore we move on to actual watermarking, however, there are some preparations that need to be done. Do you want to know how to add a watermark in Photoshop quickly and effortlessly? This is the right post for you! Here you will learn all about different kinds of watermarks. For this the heros feet need to step down to the ground. 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Unlike a majority of file sharing services, you can use MediaFire to share files without even registering with the service. While the service doesn’t give you all the controls over your files that you get with its peers, its one-time links ensure you retain some control over the shared links. It also makes a light job of sharing the files and offers useful sharing options. MediaFire allows for bulk file uploading, and comes with a file manager that can help you sort through them with relative ease. Advanced users will also appreciate its access control features that you can use to, for instance, restrict downloads to specific IP or a range of addresses. The service also supports two factor authentication and can password protect uploaded files. In fact, the paid plans include 100 GB worth of monthly CDN credits. The unique feature of the service is that it can be used as a professional Content Delivery Network (CDN) to share your files. 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You can subscribe for a longer period to reduce the monthly payments or choose the one-time payment option that’s valid for 99 years. You can ask the service to connect to your accounts on popular social media services such as Facebook and Instagram and backup media hosted there into your pCloud account.įor a one-time payment the Premium Plan offers 500 GB of storage space while the Premium Plus will get you 2 TB. You can even use the audio player to create and manage playlists.Īnother specialty of pCloud are social media backups. The service includes audio and video players to help you stream the shared media files straight from pCloud itself. You can transfer files and share them with ease from both the web interface and the desktop app and can even preview certain types of files without downloading them first.Īlthough you can use pCloud to share any type of file, the service is particularly skilled at managing media files. Mega’s web interface is well laid out and the service also offers cross-platform desktop apps that you can use on Windows, Mac OS X and Linux as well as smartphone apps for Android and iOS. Note however that Free accounts have a dynamic bandwidth, which means their transfer quota fluctuates. You can explore the service by signing up for a Free plan that offers a decent 15 GB of storage. The cheapest called Pro Lite offers 400 GB of storage and 1 TB of transfer bandwidth, while Pro III on the other end of the spectrum offers 16 TB of storage and 16 TB of transfer bandwidth. The service offers four plans with different amounts of storage capacity and transfer limits. The best thing about the service is that it offers this feature on its free account as well. Mega’s main draw is its use of end-to-end encryption to ensure the security of the files in your account. This reduces unnecessary upfront work and ensures your team follows the same steps when planning similar events. Plus, you can duplicate the template for each event instead of creating a new project. While it’s possible to keep track of an event to do list in a printable event planning worksheet, using a digital project management tool makes it easy to track, share, and update your event plan as priorities and deadlines evolve. From tracking your budget and communicating with vendors to keeping your event on schedule, using our template ensures your event will run smoothly. Our free event planning template lets you manage all the details for your event in one accessible place, providing clarity in a way that static spreadsheets can’t. Use template What are the benefits of using Asana’s event planning template? Which means you can feel confident your team won’t miss any steps-so you can put on the best event possible. It creates consistency, making it easy to replicate your existing event management workflows. Asana’s event planning template is pre-built with custom sections and fields to track upcoming event tasks and details. It provides you with a single place to manage and track event details. Of course, the list of participants must not be missing! Record here the names, the number of people who may accompany the participant, and the date of acceptance or cancellation.įollowing up with no feedback is certainly a good idea as well.An event planning template is a duplicatable framework that helps streamline the event planning process. List of participants to the event List of participants Signs (names, badge, table, signage, lectern).Social media marketing (Facebook ADs e.g.).Create and distribute printed matter, flyers (see below).Corporate identity (CI, logo, colors, fonts).The following things may be of importance: In any case, production and publication should take place in good time so that interested parties can actually attend the event. Some can be done by the company directly or by an agency. Requirements for the event Marketing of the eventĭepending on the type of event, different types of marketing can be used. With the help of this checklist, you can check everything. Which authorities must be informed? Is janitor, fire department, sanitary service necessary? Is there a curfew or other things that need to be considered? From stage construction to advertising, everything is represented (hopefully): The “Service Provider” worksheet lists all types of support. Service providers needed for the event A list of service provider for the event Of course, you can add to the list as you wish. Details of the programĪ further subdivision into main program, single action, ongoing actions and highlights give even more possibilities to consider everything Here you can create an overview of all program points and enter time periods, contents, actors and responsible persons. The next worksheet deals with the actual program. telephone list of all planners and responsible persons involved.They will then automatically appear in the dropdown menu.Īlso in the “General” tab, there is a checklist for: To do this, enter your values in the column to the right of it. Technology (IT, server room, internet, WiFi, beamer etc.)Įquipments are fed by a dropdown.An outdoor event presents itself in many ways more complicated compared to a conference hall.Īlso important is the question of equipment that is already available or that still needs to be organized: Place and location of the event is important, as there are also various constraints attached to it. The financial component may play a role, so a section has been added for self-funded and leveraged. In addition, of course, the number of participants, their nationality, denomination and the number of children and/or spouses is important or can be important. Here you record what type of event it is, how long it goes on for, what the theme is, what your goals are, and the makeup of the target audience. In detail, it then looks like this… General tab sheet General spreadsheet of the event planner Simply add your individual requirements to the entries or choose from the ready-made dropdowns. The Excel template is divided into several worksheets:īased on this compilation, it should be easy for you to consider all necessities. To ensure a smooth process, I have created a kind of checklist for event planning using Excel. Here, nothing must be left to chance, otherwise, in the worst case, the event may even fall through because, for example, a required permit is not available. Be it to organize a private party or an event for the company or even to support an external client with his celebration or performance. Every form of an event is subject to precise planning. |